CHINAMAXXING

02 · Everyday payments

Money, cards and mobile payment in China

Bring more than one payment route: an international card, some RMB cash and a configured mobile wallet where practical.

Source-checked travel orientation · Reviewed 19 October 2026
01

Can overseas visitors pay by card?

Many hotels, larger retailers and transport services accept international cards, but acceptance is not universal. Tell your bank about the trip and carry a second method of payment.

02

Can I use Alipay or WeChat Pay?

Overseas visitors can generally register and link eligible international cards. Availability, verification and individual transaction rules depend on the wallet, card issuer and merchant, so configure and test before relying on it.

03

Is cash still accepted?

RMB cash remains legal tender. Currency exchange and eligible ATM withdrawal are available, although practical access varies by location. Keep smaller notes for taxis, markets or backup use.

Everyday payments

Before you rely on this

  1. Two cards from different networks if possible
  2. A modest amount of RMB cash
  3. Wallet registration completed before arrival
  4. Bank travel notice and SMS access

Reviewed 19 October 2026

Official references

People's Bank of China · Payment guide for overseas visitors

General travel information only. Rules, availability and individual eligibility can change; verify high-stakes details with the competent authority for your passport, date and itinerary.